Top 10 expensive habits to cut out

Do you want to save money, but are struggling to work out how? Read this list of top 10 expensive habits to cut back on. You’ll soon have a healthy and happy bank balance.

1. Expensive habit to cut out: The gym

Gym memberships can set you back a lot and, although we all want to stay fit and look great, they’re not actually a necessity. Avoid this massive monthly bill and exercise at home or outside instead. You can go for a run in the park or do some sit-ups, push-ups and burpees in your garden. You could also invest in some cheap exercise equipment, such as some free weights, some exercise bands, a kettle bell and a skipping rope. If you enjoyed the social side to the gym you can still pop on your lycra and head to the odd exercise class.

2. Expensive habit to cut out: Your nails 

If you love sexy talons or smart and primly polished nails you may need to do a DIY job to save money. Salons charge lots of money for a relatively simple accessory and with some practise you can get the look you want for less. If you want a professional look buy a book that gives you a step-by-step guide to nail art.  

10 expensive habits to cut10 expensive habits to cut

3. Expensive habit to cut out: Eating out

It can be so easy to nip out to your favourite restaurant or call up your local take out and relax whilst others do the hard work. Remember though that eating out costs a small fortune and can easily hike up your bills. To save, prepare a batch of meals you love eating on your day off and freeze them. Then when you’re hungry just pop one of your healthier meals in the oven for fast and cheap dining.

4. Expensive habit to cut out: Your car

First comes the insurance, then comes the tax, then comes the fuel and on top of all that comes the garage costs; put simply, cars are ridiculously expensive. Most people can’t imagine living without a car because they have become such a big part of most of our lives, but could you do without one? If you use your car to commute check some lift-sharing websites, or if you use your car to socialise could you ride your bike or get a bus instead? Although it’s a big change, ditching your car could save you thousands every year.

5. Expensive habit to cut out: Coffee

Getting the odd pick-me-up coffee or tea from cafes is a great way to treat yourself and make your day a little brighter, but it should be kept as just that: a treat. Buying drinks or snacks from coffee shops can become an expensive habit and it’s one that doesn’t give you many benefits. If you miss your coffee that much, buy a decent instant coffee and make a flask up at home. If you go to coffee shops for somewhere to sit or socialise find a new spot in the park.

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